by Karla Dennis | Jan 16, 2020 | Financial Planning
The New Year Resolution You Should Have Every Year. Every New Year we tend to choose the same resolutions such as losing weight, being more active, or setting unrealistic goals. However, not too many people decide to make their resolution financial goals. Many people make goals but do not lay or plan how they are going to reach those goals. Financial planning is something that should be thought of all year and not just when things go wrong. This New Year Start a Budget…but First Reflect on the Past Year. The New Year brings a clean slate where we can plan and make adjustments. Setting a budget is important because it also makes us reflect on our spending habits from the last year. It is important to not only reflect on the previous year but to also take a moment to see where your money went to. Many bank apps now have features where you can see a breakdown of how much you have spent on different categories such as: eating out, bills, groceries, transportation, etc. Applications such as these can make it easier for you to see what you’ve spent, and how to adjust your spending for 2020. It’s never too late to set a goal for yourself. read...
by Karla Dennis | Jan 9, 2020 | Blog, Real Estate Investment
It has been said that investing in commercial real estate is analogous to trying to date someone out of your league. The object of your desires is intelligent, attractive, and lots of fun to be around. However, you don’t have everything you need to close the deal. With the right partner, you can complete far more deals than you can complete on your own. Partners can be easy to find, but good partners are not. The right partner will provide a wealth of experience and put your progress on the fast-track. Having the wrong partner can be a miserable experience. Choose wisely. read...
by Karla Dennis | Jan 2, 2020 | Blog, Business
3 Proven Strategies for Small Business Owners to Increase Cash Flow Is your small business struggling to make enough profit to pay the bills? Living paycheck to paycheck can be quite frustrating. Perhaps you started a small business so you could pursue your dream while earning money at the same time. If so, then you know that it isn’t always easy to get a small business to bring in the profits you’d like. However, if you’re willing to work hard and have a good plan, there’s no limit to how far you can take your small business. Luckily, there are many ways to increase your current cash flow and free you from the threat of financial disaster. read...
by Karla Dennis | Dec 26, 2019 | Blog
If you’ve always dreamed of skiing down snowy slopes, winter is the perfect time to learn. However, before you purchase skis or book a week at a ski lodge, use these tips to help you get started safely. Seek expert helpIf you want to downhill ski (beyond the bunny hills), then be sure you get proper instruction. Even if you have family or friends who are veteran skiers, you still require the expertise of a certified instructor. Look online for ski instructors near you or book a few lessons at the ski resort you plan to visit. Getting ski instruction will reduce your fear and allow you to progress more quickly. read...
by Karla Dennis | Dec 19, 2019 | Blog
Lights, heat, cooking and wrapping gifts are just some of the ways energy use gets amped up during the holidays. Review our Eco-friendly holiday tips below to make your holiday greener. Choose LED lights.LED lights can use up to 90 percent less energy than standard lights. This translates into energy savings, cost savings and a reduced risk of fire. Limit the time your lights are on.Try to limit the amount of time you have your lights on to 6 hours or less. To help, use a timer. If you don’t have a timer, simply turn your lights on after the sun goes down and turn them off before you go to bed. read...
by Karla Dennis | Dec 12, 2019 | Blog, Money
If you’re a small business owner, there are things you may already be doing that can save you cash. The following tips are aimed to help you see how your business is currently running and how these actions can help save you money in the long run when it comes to write-offs for your taxes. Your cellphone: Everyone uses a phone for day to day activities; however, as a small business owner, have you stopped to ask yourself how much of that time goes towards your small business? You may be using your cell phone for business calls, text messaging potential clients, and more. Cellphones are a vital resource for every business person, yet it is something that we do not think when tax season comes along. Emailing on your cell phone or at home device: Emailing on your phone or home device due to your business can be yet another reason why you can save money when it comes to doing your taxes. As a small business owner, our cell phone is a necessary device that helps elevate our business by being able to reach clientele. Even emailing at home requires the use of your home wifi network. Social media marketing on your devices: As small business owners in this day and age, social media is a must-have if you want your business to succeed. Many of us use apps such as Instagram, Facebook Messenger, Twitter, and more. If you are using these apps for your business, it is something that is included under your cellphone bill. Yet another reason why it can be a resource that can...
