5 Choices That Waste Your Tax Refund

5 Choices That Waste Your Tax Refund

The average tax refund is around $3,000; that’s a nice chunk of change! However, it’s a dilemma every year for many folks. Should you invest it? Should you enjoy it? While there are several good ideas on how to put that money to use, let’s look at several things that it’s best to avoid: 1. Spend it all on an insignificant purchase. You worked hard for that money. Consider using it for something that’s meaningful to you or increase its value with a wise purchase. * If you invest that tax refund, it can have a significant effect on your retirement. This is a great time to put the entire amount into an IRA. That $3,000 put into an IRA every year is worth over $180,000 after 20 years at a 10% return. read...

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