Use These Strategies and Avoid Common Money Mistakes in Your 40s
Your 40s can be a challenging financial time. However, you […]
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No Time For Taxes? A Tax Extension May Be Best Way To Get Best Deal
Hello everyone this is Karla Dennis with Cohesive Tax thank […]
7 ways to put your tax refund to work for you
Put your tax refund to work Spend it? Save it? [...]
Contemplating a Career Change
No matter what kind of work you do, don’t be […]
16 Ways to Change Your Life This Winter
Cold and dark winter mornings might make you feel like […]
16 Ways to Change Your Life This Winter
Cold and dark winter mornings might make you feel like […]
Top 5 Money Mistakes of Young Couples
When you’re newly married, you’ll probably face some new challenges and might not feel that you’re ready for these new responsibilities. A lot of young couples don’t anticipate how different managing their finances can be once they get married. It’s important to understand how merging your finances will impact the way you spend and manage money. There are common mistakes most couples make, and you can avoid some difficulties by being aware of these errors. These are the five most common money mistakes young couples make:
Important Financial Considerations Before the Birth of Your First Child
Expecting your first child is a very exciting event and the financial aspect of raising a child is probably not the only thing you have on your mind. However, having a child means you’ll soon have some new responsibilities, including preparing for your new arrival from a financial point of view.
Back to Basics: How to Establish Good Credit
There are three primary components of a credit score: Your payment history. Do you pay your bills on time? Then you’re perfect. Late payments and collection actions seriously damage your credit. The length of your credit history. If you’ve only had credit for a couple of months, your score will be lower than if you’ve been using credit for several years, assuming everything else is equal. That’s why it’s important to get started today. Your utilization ratio. If your credit card limit is $2,000 and your balance is $1,000, your utilization ratio is 50%. Always keep your utilization below 35%. Any higher than this will result in a lower credit score.
Year End Tax Planning for Individuals
Filing income taxes can be a stressful experience for anyone. […]