Top 5 Strategies to Get a Fair Price On Your Auto Repairs

Top 5 Strategies to Get a Fair Price On Your Auto Repairs

Whether you get into an accident or put your vehicle through a lot of wear and tear, you’ll eventually need car repairs or maintenance. Replacing damaged parts, getting new brakes installed, or replacing your tires are common repairs that can get expensive. Avoid waiting too long if repairs are needed for your vehicle. Things will only get worse and more parts could be damaged and need to be replaced. Your vehicle could break down or you could get a ticket for a correctable violation. It’s possible to save money by performing maintenance and small repairs yourself if you’re comfortable with working on cars and have the tools, skills, and knowledge needed to do a professional job. read...
The Most Important Financial Ratios and What They Reveal

The Most Important Financial Ratios and What They Reveal

There are so many financial ratios, it’s challenging to know which of them matter the most. Understanding a few of the most basic ratios will allow an investor to determine if additional scrutiny is warranted. Fortunately, all financial ratios use simple arithmetic learned by second grade. The key is understanding the message a particular ratio delivers. The entire story of a company is never revealed by the numerous financial ratios, but a lot of valuable information can be discovered and applied to make a final investing decision. read...
Become a 401(k) Millionaire by Avoiding These Mistakes

Become a 401(k) Millionaire by Avoiding These Mistakes

It’s quite easy to become a 401(k) millionaire if you get started early enough. It’s also important to avoid making silly mistakes. Fewer people are able to retire at 65 than at any time in recent history. 30.8% of those over the age of 65 are working to make ends meet. With a 401(k) and some diligence, you can avoid becoming one those forced to work in your senior years. Become a 401(k) millionaire by following a few simple rules: Get the full company match. Every company is different. Some match 50% of the first 4% of your income contributed to the 401(k) plan. Others might match dollar for dollar on the first 5%. Ensure that you’re at least getting the full match amount. It’s free money, so ensure that you get it. Maintain your job. It can take a few years to be fully vested. So the money that your company contributed to your 401(k) in the last couple of years probably won’t be yours if you leave for another company. Of course, if a new job provides a greater income, a lower cost of living, or a more generous 401(k) program, it’s worth considering. Pull out your calculator and do the math before you take a position with another company. Take everything into account. Time is the deciding factor. There’s a limit to how much you can invest in a 401(k) each month. And unless you have a high income, it’s unlikely you can reach the contribution limit of $18,000 or $24,000 if you’re over age 50. That means that getting started early is important. Becoming a...
Michael Lubin our featured employee of the month.

Michael Lubin our featured employee of the month.

Meet Michael Lubin, one of our KDA top accountants. He has recently become part of our family and KDA could not be happier to have him as part of our team. Michael is known for always striving for excellence and contributing to KDA standards with his work ethic. Get to know Michael a little more through this interview Where did you grow up? I grew up in the Inland Empire. I spent my younger years in Norco and the remainder were spent in Riverside. What let you to becoming a CPA? Majoring in accounting in college and later on getting a job with a CPA firm in Irvine. What skill would you like to learn and why? Right now, it’s how to do taxes with the Ultra-tax. What was your first ever job? A part-time job with a family business. I did invoicing for them. I was probably 19 then when I got that job. I only had to work a few hours a day which was pretty cool. The Powerball jackpot is around $400 million right now. What would you do with this money if you won? read...
9 Ways to Save On Car Insurance

9 Ways to Save On Car Insurance

You are legally required to carry insurance for your vehicle, but this doesn’t mean you should overpay for your coverage. The monthly premium your insurance provider charges is a recurring expense that will impact your budget, so it’s important to look for an affordable option. It is possible to purchase the kind of coverage you need, protect your vehicle, and save money if you take the time to shop around and select the right provider and policy. Start by finding out more about how much insurance you’re required to carry. There are laws specific to each state regarding how much coverage you need. read...

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