An Essential Guide to Safe Online Shopping
Online shopping is a fast and convenient way to buy […]
8 Low-Risk Ways to Invest Your Emergency Fund
Things rarely go exactly as planned. Maintaining an emergency […]
How Reliable Will Social Security Be in the Future?
Most Americans assume that social security will still be available […]
Back to Basics: How to Establish Good Credit
There are three primary components of a credit score: Your payment history. Do you pay your bills on time? Then you’re perfect. Late payments and collection actions seriously damage your credit. The length of your credit history. If you’ve only had credit for a couple of months, your score will be lower than if you’ve been using credit for several years, assuming everything else is equal. That’s why it’s important to get started today. Your utilization ratio. If your credit card limit is $2,000 and your balance is $1,000, your utilization ratio is 50%. Always keep your utilization below 35%. Any higher than this will result in a lower credit score.
What Companies Do With Your Private Information and How to Protect It
Are you familiar with Datalogix and Acxiom? These companies […]
Meet Marco! KDA featured employee of the month.
Each month a member of the KDA team will […]
Where to Find Financial Support for Your Brilliant Startup Idea
Consider many sources for your startup funds: Use your own finances. Instead of getting a loan or borrowing from others, see if you can finance your startup with funds you save or gather. Do you have savings that can be used to fund your new business? Do you have items or services you can sell to raise money? This may take awhile, but you might feel more comfortable delaying the launch of your company a bit while you earn the money to get it started. Ask friends and family to help. Do your family and friends think that the startup idea is a good investment that will bring high returns? If you have support from these sources, they might be interested in loaning you the startup funds or investing in your new business.
5 Ways to Use Technology to Protect Your Finances During Divorce
Monitor accounts with online tools. Do your bank or other financial service offer apps and online tools to help you monitor accounts? These tools can send you automatic alerts about deposits, withdrawals, and other actions. If your ex-makes a transaction that goes against the divorce agreement, these tools will give you a record and help you keep track of it. You can use this information to inform your lawyer and the judge. These tools can also help you manage your own personal finances during this challenging time as well. Use them to keep a close watch on direct deposits, automatic withdrawals, and your balance.
Hurt on the Job? Get the Workers’ Compensation Pay You Deserve
Have you been injured at your place of employment? Are you struggling to understand the requirements to get workers’ comp? Workers’ Compensation Insurance guidelines can feel like a maze, but it’s important to understand the rules so you can receive compensation for your expenses related to the injury.